© 2007 Swave Corp.

S-Wave Corp

Increasing ATM Profits


S-Wave for ATMs

Today, ATM managers are feeling tremendous pressure on their margins.  On one hand, the transaction volume is going down, and on the other hand, the cost of operating ATMs is going up. Therefore, it is essential that ATM managers find a way to reduce the cost of operating ATMs.

The cost of keeping an ATM supplied with cash is a significant part of the cost of operating an ATM.  Studies have shown that this cost can easily be as high as 40% of the ATM revenues!  This cost is primarily governed by the interest cost and the cost of couriering the money to the ATMs as well as the time and effort required to prepare cash orders.  Unfortunately, lately both interest rates and courier fees have been going up.

S-Wave provides ATM managers an easy way to use advanced mathematical techniques to accurately and reliably forecast cash demand and optimize load frequency to reduce the residuals and total cash costs.  Studies of real ATMs have shown that on some ATMs, the savings by using S-Wave can be more than $2000 per year!

S-Wave’s  user interface has been developed with detailed input from people responsible for ordering and managing cash for 1000s of ATMs.  As a result, S-Wave is very easy to use and reduces the total amount of time required to manage cash and allows ATM managers to increase number of ATMs with the same staff.

S-Wave also establishes a rigorous process for managing cash that does not depend upon the availability of  the skilled and experienced personnel for estimating cash demand.  This reduces the difficulty of managing your business and permits faster growth.

S-Wave for Bank Branches and Other Forecasting Needs

S-Wave’s  advanced forecasting techniques are easily applied to other problems, such as forecasting vault or teller cash for bank branches.  Please contact us for more details.  

Text Box: “S-Wave identified ATMs with excessive capacity, too low capacity and poor load schedules.  It saved us  tens of  thousands of dollars in capital investment and cash costs.”
Jim McGuire,
Co-owner & CFO